Weaponizing the “Borrow Defense to Loan Repayment” Rule to Advance Free College
The administration found a back door with the Education Department’s announcement that it will operate under the assumption that borrowers were defrauded when determining if they should be granted full student loan relief. The announcement changes the current policy known as borrower defense to loan repayment (BDR) or “borrower defense.” It is a type of debt appeal offered to recipients of direct federal student loans who attended a school they believe misled them, engaged in other misconduct, or violated state law. While student borrowers would welcome the relief, countless other American taxpayers paid their loans or passed on a college education and don’t want to be forced to shoulder the cost of other peoples’ financial decisions.
